The Core of our Business

Riyad Bank mainly carries out all banking and investment business; Whether for his account or for others in the Kingdom of Saudi Arabia and abroad, as it provides an integrated system of banking services for companies and individuals, and finances all commercial and industrial activities and projects, and infrastructure projects; Through its network of 341 branches within the Kingdom, the London branch in the United Kingdom, the Houston agency in the United States of America, and a representative office in Singapore. The bank, through Riyad Capital, which is wholly owned by the bank, provides a variety of asset management and investment banking services, and it also works to meet the needs of individuals. Providing brokerage services in the financial markets, in addition to a wide range of investment services and investment funds.


To be the most innovative and trusted financial solutions partner.


To help people, organizations and society achieve their aspirations by being their trusted and caring financial solutions partner.

Core values

  • We care
  • We win
  • We are one team

The Bank operates through the following main operating sectors:

Retail Banking

Provides banking services to individuals through its network of branches throughout the Kingdom, as well as private and diamond banking centres.

Corporate Banking

Provides corporate banking services, and mainly provides all credit facilities and cash management services, corporate deposits, accounts receivable, and other credit facilities.

Treasury and investment

Provides money market services, trading services, treasury services, as well as managing the Group's investment portfolio.

Investment and brokerage services

Provides investment management services, and asset management activities related to dealing, administration, arrangement, advising, and securities custody services.

The impact of each key sector of the Bank with regard to business volumes and contribution to 2020 results

Net income
before Zakat
(SAR Mn)

Retail Banking 1,281 23%
Corporate Banking 1,428 26%
Treasury and investment 2,231 41%
Investment and brokerage services* 544 10%
Total** 5,484 100%

* Includes Riyad Capital.
** The influence of other subsidiaries on the Bank’s results is not material.